Welcome to a new way to pay over time

Affirm lets you shop stress‑free, with no late fees and no surprises.

Sometimes it just makes sense to buy now and pay later. But in a world of late fees, penalties, and compounding interest, it can feel like you’re stuck between two bad options: saying no to what you want, or giving in to unhealthy debt to get it.

Affirm is here to offer a better way to buy.

Fair

We won’t charge you late fees or penalties of any kind, ever.

Flexible

You choose the payment schedule that works for you.

Transparent

We tell you up front the total amount you’ll pay. That number will never go up.

Check to See if you Prequalify

Choose one of our products. Under the description you will see a link to prequalify now. Just click the link and fill out a few pieces of information for a real‑time decision.

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HERE'S HOW TO BUY WITH AFFIRM

STEP 1: FILL YOUR CART

Choose one of our products. Select Affirm at checkout, then enter a few pieces of information for a real‑time decision.

STEP 2: CHOOSE HOW TO PAY

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

STEP 3: MAKE EASY MONTHLY PAYMENTS

Just download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.

Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score.